Enabling the company to reduce the impairment charge with the view to rehabilitate; in line with the business strategy by applying sound credit risk management principles through management of their portfolio.
To collect on excesses/arrears on Current Account, Homeloans/Commercial Loans and Vehicle Finance.
Conclude acceptable arrangements as per Credit & Risk Policy
Implement sound credit risk management principles
Build strong relationships with bankers/clients to ensure effective collections.
Ensure efficient work ethic and achievement of Business Unit strategies and goals.
Provide timeous feedback.
Daily tasks to be managed efficiently.
Manage default accounts timeously.
Adopt regulatory changes.
Ensure clean audit in the area of responsibility.
Implement client exit or rehabilitation strategies as applicable.
Stay abreast of developments in the field of expertise, ensuring personal and professional growth.
Understand and embrace
2 -5 years in Banking within Credit environment including Collections of current accounts, home loans, and asset based products.
Essential Qualifications – NQF Level
Matric / Grade 12 / National Senior Certificate
Higher Diploma in Credit/Risk Management/Finance or Banking Degree